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¹Ì±¹¿¡ °ÅÁÖÁßÀÎ ÇлýÀÔ´Ï´Ù. 82³â»ý ³²ÀÚ ÀÔ´Ï´Ù. 12°³¿ù ±âÁØÀÔ´Ï´Ù. Çб³´Â Towson University ÀÔ´Ï´Ù. ================== Minimum Health Insurance Standards ======================== - A maximum benefit of at least $200,000 (U.S.) per accident or sickness per policy year OR a lifetime maximum of at least $500,000 - No exclusion for pre-existing conditions or a plan that has been in force long enough to meet any required waiting time for coverage of pre-existing conditions. - Coverage for all medically necessary care, including in-patient and out-patient care, both routine and emergency care in the Baltimore Metro Area. (Plans that include emergency care only do not satisfy this requirement.) - A maximum deductible of $500 (U.S.) per policy year - Prescription drug coverage of at least $2000 (U.S.) per policy year - Coverage for reproductive health care, including contraception, pregnancy and maternity care (females only) - Coverage for in-patient and out-patient Mental Health care, including treatment for substance and alcohol abuse - A Medical Evacuation benefit (to return you to your country of residence if you are seriously ill) of at least $25,000 (US) - A Repatriation benefit (in case of death, to return your remains to your country of residence) of at least $10,000 (US) - No exclusions for injury sustained as a result of a covered motor vehicle accident, a suicide attempt, alcohol or drug use. - No maximum daily limit on inpatient hospitalization and intensive care services - No maximum limit on outpatient services, including diagnostic lab and x-ray tests - Provided by a company licensed to do business in the United States with a U.S. claims payment office and a U.S. phone number. - Proof of plan coverage for the full academic year (September through May) or for as long as you remain in the U.S., including summers; exceptions will be made for students entering or graduating mid-year =============================================================================